Disability, Event and Other Health Insurance Policies
When you think of health care, what comes to mind? If you’re like most individuals, you think of major medical care, preventive medical care, dental care and possibly vision. Those policies are just the tip of the iceberg, however.
At VGW Insurance, we put our nearly 20 years of experience working in the life and health insurance fields to work for each of our clients. We not only offer free insurance quotes for basic health coverage, but we also provide in-depth counseling and free quotes for various other policies you may not even know exist. Learn about potential policies that can benefit you and your family by calling our Dallas-Fort Worth area agency at 972-668-1000.
Optional Health, Life and Other Insurance Policies
We believe that many of our clients, especially those with children and those who are entering the prime years of their lives, require additional protection for expected and unexpected events in life. This additional protection can come in many forms, including:
- Annuity insurance policy:Unlike term life insurance[CT2] , a life annuity is a policy that pays out benefits to you while you are living. The benefits kick in if you outlive the financial resources you set aside as savings, for retirement, etc. You can choose from plans that offer flexible or set premiums.
- Event insurance: This type of policy provides you with additional liability coverage at a special event, such as a wedding or fundraiser. This covers bodily injury claims, as well as property damage claims.
- Long-term care insurance: Experts predict that at least 70 percent of people over the age of 65 will require long-term care (LTC) services, including hospital stays, nursing home care or hospice care. The extent of these costs can lead to financial ruin. This is where LTC insurance steps in, as it provides financial support and protects your family from expensive medical bills.
- Short-term and long-term disability insurance: If you suffer an injury or illness, how will you cover your lost wages? With short-term and long-term disability income insurance in place, you don’t have to worry about loss of income, as these policies will replace part of your wages.
Call Our In-House Service Department for More Information
Unlike many other Texas insurance agencies, we staff our own customer service department to better provide our clients with the support and service they deserve. Contact our Plano agency online or call us at 972-668-1000to request your free insurance quotes and consultation.