Other Personal Insurance Policies for You and Your Family
At VGW Insurance, we dedicate our time and efforts to making sure that each portfolio we provide mirrors the unique needs of each family or individual we work with. We have nearly 20 years of experience working closely with clients in the Dallas-Fort Worth area and throughout Texas. Call us at 972-668-1000 to let us help you build the personal insurance portfolio you need to protect your investments and your family.
Classic Car Insurance
If you own any specialty car such as a classic car, custom car, hotrod, or antique car, you must also have a specialty insurance policy to match. This is due to the fact that general auto insurance policies do not address the unique needs of these honored vehicles. With a tailored classic car insurance policy, you pay only for what you need while covering the proper value of the car. Some aspects of a classic car policy include:
- Agreed-upon value coverage
- Roadside assistance
- Tiered mileage plans
- Emergency expense reimbursement
Learn more about what considerations you should take into account when insuring your classic, antique or vintage car by reaching out to our team of knowledgeable independent insurance agents.
Personal Property Insurance
Under your home insurance or renters insurance policy, you get a base amount of coverage for your personal belongings. That coverage, however, does not include protection for high-value items, including:
- Fine art
To ensure you receive proper reimbursement for your valuables in the event of a fire, theft or other covered event, you want to get additional endorsements (or coverage).
There are three important things you need to know about flood insurance if you are a homeowner:
- Your homeowners insurance policy does not protect you in the event of a flood.
- Every home is located in a flood zone.
- Nearly one-third of all flood claims come from low-to-medium risk flood zones.
The truth of the matter is, every home is at risk for flooding. This is especially true here in Texas, as our state is open to most natural disasters. So if you don’t have flood insurance yet, you should seriously consider purchasing a policy.
Here’s a fourth fact as a bonus: A flood policy takes 30 days from the date of purchase to go into effect. If you are going to buy, no time is better than now.
Contact VGW Insurance for All of Your Personal Insurance Needs
For most Texas families, their home and auto insurance policies lay the foundation for a full personal insurance portfolio that protects what matters most. To learn whether your portfolio addresses the risks you and your family face on a daily basis, talk to one of our knowledgeable agents. Call us at 972-668-1000 or fill out our online contact form to schedule a meeting and to request free insurance quotes.